Ms. Jyotsna Jamkhandi holds a Bachelor’s degree in Science (Hons.), law graduate and is a Certified Associate of The Indian Institute of Bankers. She has an experience of more than 3 (three) decades in the financial sector and retired as the Chief General Manager of State Bank of India. She has worked in various positions which involved skills and general management. The areas covered were mainly large and medium scale industrial finance and international trade finance at different levels. The general management positions were as branch manager of a medium and large branch, region and network. These assignments involved not only management but also business targets. She also has an experience in IT as GM in charge of ATM and Internet Banking Networks. She has taught at National Institute of Bank Management (NIBM) in the area group International Banking and Trade Finance as a faculty on deputation. She has received training in the bank's training system, at IIM Lucknow, Asian Institute of Management and at Wharton Business School. She was appointed as Chief Vigilance Officer of Union Bank of India for the last three years of her service and her role in this assignment was both preventive and punitive vigilance administration.